Disallowed amount in Health claim can be claimed with another policy?

The employer policy has a room rent limit of Rs 3000, and the claimant has a personal health insurance policy that has a room rent limit of Rs 4500. We can only submit the claim to the employer policy for the amount below the Rs 3000 limit, so Rs 2500 of the personal policy. Can we submit the claim to personal policy for DISALLOWED amount of the remaining?